What we do

Our services and client model

We provide accounting and bookkeeping services alongside a model for clients participating in multiple businesses. The client app brings relevant information into one place.

How the model works

From consultation to monthly reporting

We assess the client’s needs, agree the appropriate arrangement, coordinate the relevant businesses and their banking arrangements, and provide financial records and reporting. Participation and services depend on each client’s agreement.

Consult

Understand existing businesses, assets, liabilities, cash flows, objectives and risk.

Structure

Design appropriate entities, ownership arrangements and financial responsibilities.

Bank

Coordinate suitable transactional, collection, payment and funding arrangements.

Build or acquire

Evaluate the costs, commercial fundamentals and risks of opportunities.

Operate

Support management teams with financial systems, controls and stewardship.

Account

Establish reliable accounting processes, reconciliations and management accounts.

Monitor

Track performance against budgets, forecasts and operating targets.

Report

Bring entity-level information together into meaningful portfolio reports.

Grow

Assess expansion, acquisitions, refinancing and investment opportunities.

Single app

What clients can see

Monthly contributions

View monthly contributions towards participation in multi-business ownership arrangements.

Shop

Shop from participating businesses at the mini complex, mixed-use developments and sports cities, where available.

Monthly spending and statements

Track monthly spending and receive a monthly statement.

JSE participation

View information and reporting about JSE participation where applicable to the client’s arrangement.

Reports and communication

Receive reports and communicate with the firm in one place.

Availability of app features, purchases and participation information depends on the applicable client arrangement. Business ownership and JSE participation carry risk; returns are not guaranteed.

Professional services

Accounting and advisory

Multi-business ownership advisory

A structured approach to owning interests across more than one business or asset.

Portfolio and holding-company architecture
Ownership, participation and SPV planning
Business opportunity assessment and diversification
Capital allocation and portfolio reporting
Coordination with legal, banking and specialist advisers

Accounting & financial reporting

Dependable records for each entity, with a clearer view of the wider portfolio.

Accounting oversight and general ledgers
Monthly management accounts and reconciliations
Financial statement and year-end preparation
Cash-flow and fixed-asset reporting
Group reporting, consolidation and audit liaison

Management accounting & CFO advisory

Forward-looking financial discipline to support better commercial decisions.

Budgets, rolling forecasts and cash-flow projections
Margin, pricing and profitability analysis
Working-capital and capital-expenditure planning
KPIs, branch performance and management packs

Business structuring

Financial architecture designed around the commercial objective.

Group, company and SPV planning
Shareholding and intercompany arrangements
Cost-centre and reporting structures
Governance, banking and accounting-policy frameworks

Business plans & financial modelling

Translate an opportunity into assumptions, scenarios and numbers that can be tested.

Development and start-up costs
Revenue, margin and staffing assumptions
Working capital, debt servicing and break-even
Expansion, sensitivity and return scenarios

Funding readiness

Make financial information and transaction structures ready for a lender’s review.

Funding needs and debt-service analysis
Forecasts, models and funding packs
Due-diligence preparation and bank engagement support
Post-funding financial monitoring

Banking & treasury advisory

Banking infrastructure that supports control and cash-flow visibility.

Transactional banking, collections and payments
Account structures and segregation of funds
Treasury controls and approval processes
Funding-facility coordination

Business stewardship

Financial oversight around businesses without replacing their operating teams.

Monthly performance and cash-flow reviews
Budget-versus-actual and margin monitoring
Financial-control reviews and expansion analysis
Board and shareholder reporting

Governance & internal controls

Practical safeguards for businesses as they grow.

Delegations and payment approval matrices
Procurement, revenue and inventory controls
Bank mandates and reconciliation procedures
Fraud-risk and related-party reporting controls

Tax & statutory compliance

Tax and statutory work within our professional mandate, with specialist input where required.

Corporate and provisional tax, VAT and PAYE support
Tax computations and reconciliations
SARS correspondence support
Statutory accounting and transaction-related analysis

Acquisitions & due diligence

Look beyond turnover to understand the economics and risks of a business.

Earnings quality and revenue concentration
Margins, working capital and cash generation
Assets, liabilities and financial risks
Forecasts and purchase-price considerations

Property & development advisory

Financial analysis for property and development programmes.

Development feasibility and construction cash flows
Rental and operating forecasts
Debt modelling and post-development reporting

Performance & turnaround advisory

Identify where value is lost and define measurable financial interventions.

Revenue and gross-profit analysis
Operating-cost and working-capital reviews
Debt, cash-flow and net-profit analysis

Expansion & franchise advisory

Test whether a proven business model can be replicated.

New-location and store economics
Expansion budgets and funding requirements
Standardised controls and branch reporting
Franchise models and group structures

Consolidated multi-business reporting

See the portfolio together while each business retains its own records and identity.

Entity-level and group-level views
Consolidation support and management dashboards
Reporting for authorised stakeholders

Banking

Bank accounts and business operations

Client funds are held through banking arrangements with institutions such as FNB, Nedbank and Standard Bank, as applicable to the account or programme. The businesses operate and are managed in coordination with their banks.

Banking arrangements and protections depend on the specific product, account and mandate. Mentioning a bank does not imply a formal partnership, bank endorsement, guarantee of funds or investment returns. Clients should refer to their applicable account terms.

Contact the firm